CashHere marketed by Borrego Springs Bank, N.A.

Las Vegas, February 15, 2001 — Shift4 Corporation, a leading developer of electronic payment technology, and Borrego Springs Bank have entered into an exclusive agreement allowing Borrego Springs Bank to market Shift4’s credit card cash-advance technology, called CashHere™, under the trade name Touch ‘N’ Go Cash™. Borrego Springs Bank, a federally chartered bank, offers a wide range of services tailored to the unique financial needs of Tribal governments, Indian-owned business enterprises, and the Indian gaming industry. The partnership is a first for the CashHere™ product line and grants Borrego Springs Bank exclusive rights to sell the solution to Native American gaming establishments in the states of Arizona, California and New Mexico. The competitive advantage forged by the joining of the two entities capitalizes on the strengths each possess, the gaming expertise of the Borrego Springs Bank, it’s Indian Gaming Services unit, and the progressive technology advancements of Shift4 Corporation.

The underlying CashHere™ technology, developed and marketed directly by Shift4 provides merchant establishments, including casinos, riverboats and cruise ships, with a kiosk-based solution from which patrons can process Visa, MasterCard and Discover Card pin less cash-advance transactions and American Express advances with a PIN. Casino operators are expected to embrace this innovative cash-advance solution, which offers Electronic Signature Capture (ESC), touch-screen and other innovative features.

The CashHere™ solution is comprised of three modules: POS kiosk units, which are available in two designs (Terminal kiosk or PC kiosk), Cage Cashier Module and Back Office Module. The individual modules deliver task-specific functionality to each party involved in the cash advance transaction. CashHere™ is powered by the industry’s leading electronic payment platform, $$$ IN THE BANK®, empowering casino properties with centralized control over all electronic payment transactions, whether they originate from CashHere™ kiosks or other credit card point of sale platforms.

Equipped with intuitive touch-screen displays and advanced electronic signature capture technology, CashHere™ enables management to use a guest’s digitized signature for immediate identity verification, as well as for future charge-back defense. CashHere™ is the only credit card cash-advance system that offers such functionality. The system’s Cage Cashier and Back Office modules are PC-based applications which allow authorized casino employees and management to access transaction data, verify and process guests’ cash-advance requests, run reports and update kiosk settings such as rate schedules, cash-advance limits and display scripts.

“We’re very excited about our partnership with Borrego Springs Bank and look forward to empowering casinos with this new technology.” states J. David Oder, President and CEO of Shift4 Corporation.”Strategic partnerships such as this serve to raise the bar on the level of products and services available to Indian Gaming. For the Indian Gaming Services unit of Borrego Springs Bank the delivery of this product complements the full array of casino cash services we offer to the Industry.” added Scott Yankton, Senior Vice President of Borrego Springs Bank.

About Borrego Springs Bank

Borrego Springs Bank is an Indian owned, nationally chartered, commercial bank based in San Diego California. In addition to 5 Southern California branches and an Borrego Springs Bank is an Indian owned, nationally chartered, commercial bank based in San Diego California. In addition to 5 Southern California branches and an Indian Gaming Services division, Borrego Springs Bank also has 14 loan production offices in California, Arizona, Colorado, Nevada, Tennessee, Oregon and Washington. The Coleman Report ranked Borrego Springs Bank among the 50 largest SBA lenders in the United States for the SBA’s fiscal year ended September 30, 2000.

Any reference to future results, developments, stock performance, company intentions, hopes, beliefs, expectations or predictions of the future constitute forward-looking statements, which are subject to a number of risks and uncertainties. It is important to note that the Bank’s actual results could differ materially from those in forward-looking statements contained from time to time in the Bank’s Annual Reports on Form 10-KSB and Quarterly Reports on Form 10-QSB on file with the Office of the Comptroller of the Currency. Copies of these reports may be obtained by written request to: Investor Relations, 7777 Alvarado Road #501, La Mesa, California 91941 or by contacting Gerri Rice at (619) 668-5159 ex. 273 or via email at [email protected]. For more information visit Borrego Springs Bank’s web site at